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How to Win a Bidding War in Avon, Indiana

Scott Harmeyer May 29, 2025


Avon, Indiana, has emerged as one of the most desirable residential markets in the Indianapolis metro area. Known for its peaceful suburban charm, access to top-tier amenities, and proximity to downtown Indianapolis, it continues to draw well-qualified buyers looking for a lifestyle upgrade.

As demand rises, bidding wars have become increasingly common, especially for well-priced homes in high-demand neighborhoods. If you're ready to enter the market, understanding how to navigate these competitive scenarios is crucial.

Here’s a comprehensive guide to help you craft a winning offer and stand out in a sea of buyers.

1. Begin with a Strong Foundation: Mortgage Pre-Approval

Before stepping into an open house, get pre-approved for a mortgage. This isn't simply a suggested step—it’s a necessity in a competitive market. Sellers want to know that prospective buyers are both serious and financially qualified.

Pre-approval clarifies your budget, empowers your offer with a letter from your lender, and eliminates doubt in the seller’s mind about your ability to close. It positions you as a buyer who’s ready to move quickly, which is especially appealing in fast-paced markets like Avon.

2. Work with an Experienced Local Agent

Local insight is your most valuable weapon in a bidding war. An agent who understands the nuances of the Avon market, such as how specific neighborhoods are performing, which listings are undervalued, and how seller behavior tends to fluctuate, can guide you with clarity and confidence.

Scott Harmeyer is a trusted name in Avon real estate and brings years of experience representing buyers in multiple-offer situations. With his expertise, you’ll gain access to valuable pricing data, off-market opportunities, and strategic counsel that gives your offer an edge.

3. Submit a Clean, Competitive Offer

A strong offer is not always the highest—it’s the one that’s most appealing overall. In a bidding war, price matters, but so does the presentation and structure of your offer.

  • Eliminate unnecessary contingencies. While inspection and financing contingencies protect the buyer, removing them—or at least tightening timelines—can make your offer more attractive.
  • Be flexible with closing dates. If the seller needs a longer escrow to coordinate their own move, offering to accommodate their schedule can make your offer stand out.
  • Limit seller requests. Asking for extras—like including furniture or requesting repairs—can weaken your position. Keep your offer as simple and streamlined as possible.

4. Use an Escalation Clause

An escalation clause can make your offer dynamic and responsive. This clause states that you are willing to outbid competing offers by a specific increment (e.g., $2,000), up to a maximum price.

For example, if you offer $450,000 with an escalation clause that increases your offer up to $470,000 in $2,000 increments, you are automatically positioned to beat offers that fall within that range—without overcommitting upfront.

This tactic can help you stay competitive while ensuring you don’t exceed your financial comfort zone.

5. Increase Your Earnest Money Deposit

An earnest money deposit shows sellers you’re committed to the transaction. While 1% of the purchase price is typical, increasing this deposit to 2% or more can strengthen your offer by signaling serious intent.

Sellers view higher deposits as a sign of good faith, which can be especially influential in multiple-offer scenarios.

6. Appeal to the Seller’s Emotions

In many cases, a personal connection can tip the scales in your favor. Write a letter to the seller expressing what you love about their home and how you envision living in it. While not every seller will respond to emotion, some appreciate knowing their home will be in the hands of someone who values its character.

Keep it genuine and focused on the home—not your offer terms. If the seller has an emotional attachment to the property, this may be the detail that sways their decision.

7. Be Prepared to Move Quickly

Speed is essential in a hot market. Be ready to visit new listings as soon as they hit the market. Having financing in place, documents prepared, and an agent on standby ensures that you can act swiftly when the right home appears.

In many cases, homes in Avon receive multiple offers within days—or even hours—of listing. Delaying even 24 hours could mean missing your opportunity.

8. Stay Focused and Disciplined

It’s easy to get emotionally invested in a bidding war, especially when you’ve fallen in love with a home. But avoid letting your emotions push you beyond your budget or comfort level.

Set your maximum price before negotiations begin and stick to it. Your agent will help you understand the fair market value of the home and can advise you when it’s time to walk away. There are always other opportunities, and staying disciplined ensures you’ll find the right home without compromising your financial stability.

9. Consider Pre-Inspection

In particularly competitive markets, some buyers choose to have a home inspected before submitting their offer. This allows them to waive the inspection contingency—making their offer more attractive—while still being informed about the property's condition.

Although it requires an upfront investment and involves some risk, a pre-inspection can signal to sellers that you are serious and willing to go the extra mile.

10. Trust the Process and Your Representation

Finally, remember that winning a bidding war is not just about tactics—it’s about positioning. With the right guidance and preparation, you can present an offer that appeals not just on paper, but in overall value and confidence.

An experienced agent like Scott Harmeyer will be your advocate, advisor, and strategist,  helping you avoid missteps and confidently pursue your dream home.

Ready to Buy with Confidence?

Whether you’re entering the market for the first time or making your next move, navigating a bidding war requires clarity, precision, and a strong ally by your side.

Contact Scott Harmeyer today to schedule a consultation. With his deep knowledge of Avon’s real estate landscape and commitment to delivering outstanding results, Scott will help you approach every bidding situation with confidence and close the deal on the home you’ve been dreaming of.



WORK WITH SCOTT

Whether you are buying, selling, or looking to get pre-qualified, you’ve come to the right place to achieve success in our exciting housing market. Feel free to reach out anytime with any questions or comments!